Are you aware of how to obtain the best car insurance quote? When you shop and compare quotes online, make sure you ask about the discounts your provider offers to people who fit a specific criteria. Some common criteria for discounts on car insurance include people that have had no accidents for three years, drivers over 50 and drivers who have attended defensive driving classes. You can also offer to pay a higher deductible and indicate this on your car insurance quote. This will reduce the amount you will pay for your insurance each month. Just remember to have the money in reserve.